Investing money wisely to yield maximum return requires thorough and detailed study. The time period, risk factor, other existing options all need to be acknowledged and then only an investor can fix or stick to any investment plan.
The most common goal from investment
Investimento Renda Fixa (Investment Fixed Income) is for all the investors. They all want stable income from their plans. Nobody wants to keep idle money. Instead to reap profit out of it is an intelligent option. The way to define fixed income is a representation of a particular time of investment which ensures any yield that it creates. The capital gains are more or less determined at the time of investment.
The types of investment plans
Well, instead of reading about all the plans, investment options are dividedinto two types-
(A) securities issued by government, and
(B) Securities issued by private companies.
Treasury Direct comes under this group A
The LCI and CDB are for group B
Let’s understand thetreasury direct
To understand treasury better assume you are lending your money to government and in return you are getting paid for it. Since it is a low-risk investment, they attract first-time investors. However, things are simple as they seem to be. To decide or to select the bonds available considering required time period, tenure and any yield guaranteed requires a close speculation.
How to enter into a market for government securities?
Well, initially a bit of work is required but once entered the market one can continue henceforth. So the first thing to do is to have a CPF and an account with a financial institution. This institution is now your legal custodian. After the necessary documentation that includes access to BM and FBovespa, you can now head for the next step.
Though a lot need to be studied after this, a good custodian company will act as a mentor with your choices.